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Finance

Approved in hours.
Not weeks.

Unity Connex finance is powered by Quest — the Australian non-bank lender that assesses you with common sense, not a credit-score cutoff. Apply in five minutes, get a decision in as little as an hour, and drive away with same-day settlement.

Powered by Quest
5 minonline application
~1 hrapprovals, as fast as
Same daysettlement & drive-away
$0deposit required
Repayment calculator

Run your numbers first.

This is Quest's own loan calculator, live on our site. Punch in the car's price, pick your term, and see the weekly figure before you ever fill in a form.

Happy with the weekly figure?

Get pre-approved with Unity Connex →

Calculator provided by Quest Finance. Figures are estimates only — your actual rate and balloon depend on your circumstances and Quest's assessment.

Our lender

One lender. Built to say yes.

We partner exclusively with Quest because their answer starts at yes. A private, non-bank Australian lender, Quest looks at your real situation — your work, your plans, the car — instead of running you through a bank's scorecard.

Quest Finance Australia Australia's private lender in asset finance — equipment & vehicle finance made shockingly simple.
Day-one ABNNew in business? Welcome.
No minimum credit scoreA bumpy year isn't a no.
No GST registration neededSole traders included.
No deposit requiredKeep your cash working.
Any asset ageQuality used cars? No problem.
Early payout, your callPay it down when it suits.
How it works

Three steps. No surprises.

1

Apply in 5 minutes

Tell us about yourself and the car you're after. One short form below — we handle the paperwork with Quest from there.

2

Approved in hours

Quest assesses with common sense, not a scorecard. Approvals come back in as little as an hour, with your rate and weekly figure.

3

Drive away same day

Sign at our Revesby yard, Quest settles the same day, you take the keys home. Rego, blue slip, all sorted.

Apply now

Get your indicative rate.

Fill this in and we'll come back to you within the hour during business hours (often within minutes) with your personalised pre-approval through Quest.

  • ✓ Enquiring won't impact your credit score
  • ✓ Approvals in as little as an hour
  • ✓ Day-one ABNs welcome — no minimum credit score
  • ✓ No deposit required
  • ✓ Balloon options available to lower weekly repayments

Your information is sent to Unity Connex and Quest Finance only. We don't sell your data. Read more on our contact page.

Rates, eligibility & what to know

Indicative weekly figures shown across the site (e.g. "from ~$135/wk") are calculated at an 8.00% p.a. comparison rate over a 60-month term with no deposit and no balloon. Your actual rate is determined by the lender after assessment of your individual circumstances and may be higher or lower. Comparison rate is true only for the worked example shown and other costs (e.g. fees, balloon) may produce a different comparison rate. The repayment calculator on this page is provided and hosted by Quest Finance; its figures are estimates only and do not constitute an offer of finance.

Unity Connex Pty Ltd (ABN 29 682 480 888, Licensed Motor Dealer MD100548) acts as a referrer to Quest Finance Australia Pty Ltd (ABN 17 625 126 641), a non-bank lender specialising in asset finance. Quest's products are commercial finance facilities (chattel mortgage and business loans) for business-use purchases by ABN holders; approval times such as "as little as an hour" and same-day settlement reflect typical Quest turnaround and are not guaranteed. We are not the credit provider and do not provide credit or financial advice. The lender will conduct its own assessment, and approval, terms and rates are at the lender's discretion.

For finance complaints unresolved with the credit provider, you can contact the Australian Financial Complaints Authority (AFCA) on 1800 931 678.

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